IDENTITY THEFT IN SOUTH AFRICA IS UP 337%

I think all of us can agree that 2020 must be one of the weirdest years we have...

POSITIVES OF THE CORONAVIRUS CRISIS

COVID-19 appears to have taken the entire world by surprise: Governments have imposed travel restrictions, closed borders, and...

FINANCIAL GAMES THAT WILL HELP YOU LEARN ABOUT CREDIT

Anyone can learn how to be more responsible with their finances and their credit, and at any age...

SIGNS OF IDENTITY THEFT AND CREDIT FRAUD

Identity theft and credit fraud are common offenses, and might involve someone falsely​​​​ using someone else's details to...

REAL OR FAKE? HOW TO SPOT CREDIT SPAM

If you receive an e-mail or SMS about credit, it might not be from the credit provider that...

6 GOOD FINANCIAL RESOLUTIONS FOR A GREAT 2020

A lot of people make resolutions towards December for things they plan on doing (or not doing) during...

WHEN SHOULD YOU APPLY FOR CREDIT?

Credit is useful, but only when it's used responsibly and for the right reasons Too much debt for...

WHAT IF I CAN NOT PAY MY ACCOUNTS?

There’s a large number of cases when a consumer is not able to afford to pay for their...

FINANCE FOR HEALTH: WHEN CREDIT IS CRUCIAL

Emergencies happen when you least expect them, and it’s not always guaranteed that you’ll have cash available to...

CREDIT ADVICE FOR ABOUT-TO-MARRY, NEWLY MARRIED & DIVORCED

If you’re married without a prenuptial agreement, then your assets are considered combined in marriage – and often...

WHAT HAPPENS TO CREDIT AFTER DEATH?

It’s vital to think about what happens to your credit – or your partner’s – in the event...

WHEN CAN A CONSUMER LEGALLY REFUSE TO PAY AN ACCOUNT?

In most cases, every consumer is obliged to pay an account, but there are specific situations when it’s...

STORE CREDIT: WHAT IT IS AND HOW TO USE IT

Most of South Africa’s leading retailers offer the option of applying for a store card. Store cards give...

SPOTTING CREDIT SCAMS

Never give out your personal information – including your ID number or account details Always verify a special...

CAN’T PAY YOUR LOAN? HERE’S WHAT TO DO

Outstanding loans can incur additional fees, legal costs and a lawsuit if you ignore your loan provider’s notices...

WHY IT’S SO CRUCIAL TO AVOID LATE PAYMENTS

Lenders determine whether you’re creditworthy by accessing your credit score. A poor credit score can affect your ability...

10 THINGS TO KEEP IN MIND WHEN COLLECTION AGENCIES PHONE YOU

If you have outstanding debt, they are going to phone. The best course of action is to open...

HOW COLLECTION AGENCIES MAKE MONEY WITH YOUR DEBT

Collection companies are like any other companies, they want to make money and your debt and guilt is...

5 REASONS YOU NEED LEGAL ASSISTANCE WITH CREDITORS

Are you or do you know of anyone who is: Struggling to meet your monthly debt repayments? Getting calls from...

WHAT TYPE OF DEBTS AFFECT YOUR CREDIT SCORE AND HOW?

The simple answer is all debt… Unless you borrow money from a friend or relative, all and any debt...