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CREDIT REPORT TIPS & ADVICE

Low Credit Score? Here Are the Unlikely Things That Can Affect It
Your credit score is calculated based on your credit profile, and your credit score tells a credit provider how likely[...]
How Long Does Negative Information Stay On A Credit Report?
Negative information on a consumer’s credit report severely affects the consumer’s chances of a positive credit score. Therefore, many consumers[...]
Why You Should Check Your Credit Report Often
More... Viewing your credit report, builds and maintains good credit. It is one part of managing your personal finances. It[...]
Shocking statistics about credit scores in SA
South Africa has one of the World’s highest unemployment rates and things aren’t improving much. More than 30% of youth,[...]
How to Use Your Credit Card To Improve Your Credit Score
More... Having access to credit can save you when things do not go according to plan and you need short-term[...]
How To Improve Your Credit Score By 100 Points
More... Statistics show that only 3% of the 24 million South Africans with credit access and understand their credit reports.[...]

FINANCE CALCULATORS

Vehicle Finance Calculator
Want to purchase a new car? Use our vehicle finance calculator below to see what your monthly loan repayments will[...]
Personal Loan Repayment Calculator
Want to get a personal loan but you aren't sure what your monthly payment would be? Use this calculator below[...]
Life Insurance Calculator
Do you care for your family? Make sure that they are financially provided for if anything has to happen to[...]
Credit Card Repayment Calculator
Did you know that the average debt per household with at least one credit card is 75% of the household[...]
Retirement Calculator
Did you know that only 6% of South African citizens can retire comfortably? Make sure you don't make the same[...]
Becoming A Millionaire Calculator
Want to find out how long it will take you to save for your first million rand? This calculator will[...]

PERSONAL FINANCE TIPS

What If I Can Not Pay My Accounts?
___TVE_SHORTCODE_RAW__<p>There’s a large number of cases when a consumer is not able to afford to pay for their account. In[...]
Finance For Health: When Credit Is Crucial
Emergencies happen when you least expect them, and it’s not always guaranteed that you’ll have cash available to cover a[...]
Credit Advice For About-to-Marry, Newly Married & Divorced
If you’re married without a prenuptial agreement, then your assets are considered combined in marriage – and often divorce. So[...]
What Happens To Credit After Death?
It’s vital to think about what happens to your credit – or your partner’s – in the event of death.[...]
When Can A Consumer Legally Refuse to Pay an Account?
___TVE_SHORTCODE_RAW__<p>In most cases, every consumer is obliged to pay an account, but there are specific situations when it’s legally acceptable[...]
Store Credit: What it is and how to use it
Most of South Africa’s leading retailers offer the option of applying for a store card. Store cards give you the[...]

PODCASTS

Your Legal Rights under the NCA
In this podcast, we interviewed Gerrit Viviers from Moonstone Compliance. Gerrit is a National Credit Act (NCA) specialist and in[...]
Everything you need to know about debt counselling
In this episode, we interviewed one of the leading debt counselling experts in South Africa, Benay Sager from DebtBusters. In[...]
How to improve your credit record
In this episode, we interviewed one of the leading Consumer Law experts in South Africa, Nicky Campbell from Campbell Attorneys. [...]

NEWS & ANNOUNCEMENTS

Massive Update And NCR Approval
After months of hard work, today we are pleased to announce the release of a new and completely revamped MyCreditStatus.co.za.Our[...]

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