Want to get a personal loan but you aren't sure what your monthly payment would be? Use this calculator below to find out what your monthly payments will be.

How to use this calculator:

Enter the loan amount and the interest rate in the form below. For a personal loan in South Africa, the maximum interest rate a lender is allowed to charge is 28%. Some will charge less but you can use this as a base if you are unsure. Lastly, enter the amount of months that you want to repay the loan on and click on calculate.

Do you care for your family? Make sure that they are financially provided for if anything has to happen to you by getting enough life cover.

How to use this calculator:

To determine how much your living expenses and your current family lifestyle is, it's advised that you do a proper budget first. Once you have this information, simply enter the values in the form below and click on calculator to see how much your family will need.

Did you know that the average debt per household with at least one credit card is 75% of the household expenses? 

Not knowing how much you will pay towards your credit card repayments can be devastating to your finances. Use this free credit card repayment calculator to determine how much you will actually pay if you make any credit card debt.

Did you know that only 6% of South African citizens can retire comfortably? Make sure you don't make the same mistake as the other 94%.

Use our free retirement calculator below to see how much money you need to put away to live comfortably in your old age.

Want to find out how long it will take you to save for your first million rand? This calculator will show you how long it will take you to reach your first million rand.

How to use this calculator?

Enter the initial investment - this can be any fixed lump sum that you have saved up for. Then you need to enter the monthly deposit that you can allocate towards your savings. 

When it comes to the interest rate you can expect to earn, you need to be realistic as possible. To give you an example, over the last 10 years, the average return on the South African stock market was 10.5% with an average inflation of 6.05%.